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About Us

Who we are...

Universal Mortgage & Finance, Inc. is a direct lending institution that prides itself in always putting the borrower's needs first and building long lasting relationships in the communities we serve. For two decades, we have successfully serviced the needs of those refinancing, new home buyers, real estate professionals and builders.

Universal Mortgage & Finance, Inc. works with Tier One investors and offers a full range of programs to satisfy a variety of residential loan needs. To ensure quick turn times, quality, and efficiency Universal Mortgage & Finance, Inc. is suitably equipped with In-House Processing, Underwriting, Closing, Funding and Appraisal Order Management.

Who we serve...

Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, Universal Mortgage & Finance, Inc. offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position and help them decide the best solutions.

Whether you are a client or partner of Universal Mortgage & Finance, Inc., expect superior customer service and an excellent support system. Universal Mortgage & Finance, Inc. offers exceptional mortgage services online that give the borrower the ability to electronically track their loans from start to finish.

Where we serve...

Universal Mortgage & Finance, Inc. is growing nationally and currently has locations servicing 13 states throughout the country. Please visit our company directory to find a branch and/or Loan Officer ready to assist you!

Licensed States

District of Columbia
North Carolina
South Carolina

Office Locations

Edgewater, MD
Chesapeake, VA
Reno, NV
Greensboro, NC
St Johns, FL